Sean Perkins - Stone Ridge Properties

Posted by Sean Perkins on 3/22/2018

This Single-Family in Salisbury, MA recently sold for $575,000. This Colonial,Gambrel,Multi-Level style home was sold by Sean Perkins - Stone Ridge Properties.

574 North End Blvd, Salisbury, MA 01952

Salisbury Beach


Sale Price

Full/Half Baths
Come live at the Ocean! This Unique Raised Colonial-styled Home Situated on a Double Lot! (Not dividable) What a LOCATION!!! Steps to Salisbury Beach!! From the moment you walk inside, you feel at home with a large family rm featuring wood fireplace. Half lower level unfinished w/ utilities & workshop w/ second exit to small patio. Interior stairs lead to 2nd level where you find a 1/4 bath & huge living area that features second wood fireplace, hardwood floor & triple slider to deck overlooking Blackwater & marsh for amazing sunsets. Kitchen is on Ocean side w/ white cabinetry, silestone countertops & low maintenance vinyl flooring. Plenty of eat-in space w/ huge deck that will host guests for summer fun w/ glimpses of the ocean. 4 BRs located on 3rd level--Master on East side for sunrises w/ ocean views and slider to a deck, 2nd BR also has ocean views. 2 other BRs on this level. Fenced in HUGE yard. 2 sheds. Home has too many features to write about. Come see for yourself

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Categories: Sold Homes  

Posted by Sean Perkins on 3/21/2018

This Condo in Amesbury, MA recently sold for $194,000. This Townhouse,Other style home was sold by Sean Perkins - Stone Ridge Properties.

10 Summer St, Amesbury, MA 01913


Sale Price

Rare 2 bedroom "free standing" townhouse located close distance to downtown Amesbury, shopping & restaurants. Sun filled "eat in" kitchen w/ full bathroom and laundry off. Spacious LR that's perfect for entertaining. 2nd floor consists of 2 generious bedrooms w/ recently refinished WP floors. Notable amenities include private deck, plenty of storage in the shed/basement, 3 year old hot water heater and 2 car parking. A wonderful opportunity to purchase on a quiet side street in Amesbury!

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Tags: Real-Estate   Amesbury   01913   Condo  
Categories: Sold Homes  

Posted by Sean Perkins on 3/21/2018

Your credit score can play a major role in your ability to get the financing that you need to buy a house. As such, you'll want to do everything possible to improve your credit score before you enter the real estate market.

Now, let's take a look at three quick, easy ways to boost your credit score.

1. Pay Off Debt As Quickly As Possible

Get a copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). You are entitled to one free copy of your credit report annually from each credit reporting bureau, and you should take advantage of this perk so that you can learn about your outstanding debt.

If you have lots of outstanding debt, you'll want to start paying this off as quickly as possible. Because the less debt that you have, the more likely it becomes that you can get a favorable mortgage from a credit union or bank.

Don't wait to begin paying off outstanding debt. If you pay off even a small portion of your outstanding debt regularly, you can move closer to getting the financing that you need to acquire a terrific house.

2. Avoid New Credit Cards

A low credit score can be worrisome, and it may cause you to consider a variety of options to manage outstanding debt. However, if your credit score is low, there is no need to take out additional credit cards.

New credit cards may seem like viable short-term options to help you cover various expenses while you pay off assorted outstanding debt. But these cards are unlikely to help you resolve the biggest problem – paying off your outstanding debt to bolster your credit score.

Instead of signing up for new credit cards, it often helps to cut back on non-essential bills. For instance, if you don't need cable, you may be able to eliminate this expense and use the money that you save to pay off outstanding debt. Or, if you have first-rate items that you don't need, you may want to sell these items and use the profits to pay off myriad bills.

3. Keep Your Credit Card Balances Low

Once you have paid off your outstanding debt, you'll want to keep your credit card balances low.

It often helps to have one credit card that you can use in emergencies. If you keep one credit card and get rid of any others, you may be better equipped than ever before to maintain a high credit score.

Lastly, if you require additional assistance as you prepare to kick off a home search, you may want to work with a real estate agent. This housing market professional can help you narrow your home search to residences that fall within a specific price range. That way, you can avoid the risk of spending too much to acquire a house.

Increase your credit score – use the aforementioned tips, and you can raise your credit score before you launch a home search.

Posted by Sean Perkins on 3/14/2018

Shopping for a house is a high-stakes game. If you’re a first-time buyer, it can be difficult to gauge the value of various components and features of a home. Appraisals are designed for just this reason.

However, an appraisal is a subjective tool to determine a rough estimate. Furthermore, there are a number of things you can’t learn from an appraisal--such as how convenient the home would be for your work commute.

In this article, we’re going to help you, the homebuyer, determine the true value of a home as it would mean to you in your everyday life. Read on for tips on finding out the value of that home you’ve been dreaming of and deciding whether it’s really the best home for your budget.  

Appraisals are a baseline

When lenders are in the process of approving your home loan, they’ll want to decide whether the home you’re buying is worth the amount you’re paying. To achieve this, they’ll typically hire a third-party appraiser.

Find out from your lender which appraiser they use and read their online reviews. This will ensure that they’re a trustworthy source of information. Also be sure to check that the appraiser is certified and that they work with a diverse range of clientele (not just your lender!).

Since you’ll likely be paying the appraisal fee as part of your closing costs, make sure you’re happy with the appraisal and appraiser.

Key appraisal factors

After the appraisal, consider getting a second opinion or inspection of any of the key components of your home that may impact the appraisal. Some of these factors include:

  • The roof, HVAC system, and septic systems

  • The energy-efficiency of the home

  • The current market value in the area

  • The general upkeep of the home--a few cosmetic problems shouldn’t affect the home value much, but serious neglect can cause long-lasting and expensive issues like mold, water damage, pest invasion, and more

What an appraisal can’t tell you

Now that we’ve discussed the nuts and bolts of home value, we have to venture into what value means to you and your family. You’ll need to ask yourself a series of questions, and some of them won’t have a cut-and-dry answer.

First, how well does this home fit into the work life of you and your spouse? Will it mean a shorter commute, and therefore lower transportation costs and more free time? Putting a dollar value on an extra thirty minutes not spent in traffic can be difficult, but it’s a worthwhile exercise to take part in.

Furthermore, does the house have features that will make it a better asset in years to come? Energy-efficiency, proximity to in-demand schools, businesses, etc., can all be selling points for future buyers that are willing to pay more for your home.

Using a combination of a certified appraisal and some introspection, you should be able to come to a confident conclusion as to the value of the home as it means to you and your family.

Categories: Uncategorized  

Posted by Sean Perkins on 3/10/2018

This Condo in Newburyport, MA recently sold for $599,000. This Detached style home was sold by Sean Perkins - Stone Ridge Properties.

1 Court Farm Lane, Newburyport, MA 01950


Sale Price

Full/Half Baths
Pristine 4 bedroom 2.5 bathroom cape located on a quiet dead end street that boasts gorgeous landscaped grounds. Updated kitchen w/ granite counters, newer stainless steel appliances that opens to post & beam living room w/ gas fire place. Master bedroom suite features walk in closet with 3 guest bedrooms and full bathroom. Notable amenities include new oak flooring on the 1st floor, fence, bright sun room and central ac. Plenty of storage in the lower level, laundry on the 1st floor and 2 car garage. Professionally manicured grounds w/ updated patio that's perfect for entertaining! Truly a wonderful home that’s close distance to schools, shopping and all major routes!

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Tags: Real-Estate   Newburyport   01950   Condo  
Categories: Sold Homes