Sean Perkins - Stone Ridge Properties



Posted by Sean Perkins on 2/14/2018

The factor that has the most impact on your home search is your finances. Youíll need to save a significant amount of money. Itís not easy to save when you have continuous monthly bills and responsibilities. Read on for tips on how to get your finances under control in order to save the amount of money it takes to buy a home.  


Do A Budget  



Once you have decided to buy a home, the first thing you should do is take a good look at your finances. A budget is critical when you buy a house because it tells you how much youíll have to spend on your mortgage. Doing this ahead of time will allow you to maximize your income and make adjustments ahead of time as needed. Donít forget that even though youíre buying a home, you still need some savings in addition to all of your other monthly expenses. Your budget should be outlined as follows:


  • Necessities
  • Monthly utility spending 
  • Insurance bills
  • Entertainment expenses
  • Grocery spending


Basically, you want to write down how much money is coming in and where all of the money is going. Thatís a budget in a nutshell. See where you can cut back. What youíre left with is the amount you can save each month. You may want to do this on a percentage basis rather than a flat dollar amount. 


Get A Separate Account


The most straightforward things to do when you start saving for a home is to put all of your money for your house fund into a separate account. This way you can automatically transfer money in, and youíll be less likely to spend any of the money if you donít see it.


Sacrifice The Small Things


Can you take some hand me downs for your kids? Maybe you can start packing a lunch for work instead of buying lunch. Can you cut the cord on cable? It may be hard to sacrifice small luxuries, but these expenses can add up. If you cut these out of your budget, youíll have a little more wiggle room to save for a home purchase. Youíll be surprised how much money you can save just by doing little things. Your morning latte is probably around $5. You could save at least $25 per week by merely making coffee at home! Thatís a saving of over 1,200 per year!   


While saving for a home can seem overwhelming, if you take it in small chunks, youíll be see the results of your efforts rather quickly. 





Categories: Uncategorized  


Posted by Sean Perkins on 2/14/2018


496 Merrimac Street, Newburyport, MA 01950

Condo

$415,000
Price

5
Rooms
3
Beds
1/1
Full/Half Baths
Pottery Barn inspired 3 bedroom 1.5 bathroom free standing condo (No Condo Fees) located close to downtown & all major routes. Sun filled kitchen thatís been updated w/ hickory flooring, ss appliances and is perfect for entertaining. Optional 1st floor master or guest suite w/ laundry that leads to spacious living room. 2nd floor consists of gorgeous master bedroom w/ cathedral ceilings, wp floors that opens to updated half bathroom and 3rd bedroom. Notable updates include electrical, kitchen,bedrooms, bathrooms, exterior painting and hw heater. Plenty of basement storage as well as a private backyard. A rare offering.
Open House
Sunday
February 18 at 1:00 PM to 2:30 PM
FIRST SHOWINGS OPEN HOUSE SUNDAY FEB 18TH 1-2:30PM
Cannot make the Open Houses?
Location: 496 Merrimac Street, Newburyport, MA 01950    Get Directions

Similar Properties





Categories: Open House  


Posted by Sean Perkins on 2/14/2018


496 Merrimac Street, Newburyport, MA 01950

Single-Family

$415,000
Price

5
Rooms
3
Beds
1/1
Full/Half Baths
Pottery Barn inspired 3 bedroom 1.5 bathroom free standing condo (No Condo Fees) located close to downtown & all major routes. Sun filled kitchen that's been updated w/ hickory flooring, ss appliances and is perfect for entertaining. Optional 1st floor master or guest suite w/ laundry that leads to spacious living room. 2nd floor consists of gorgeous master bedroom w/ cathedral ceilings, wp floors that opens to updated half bathroom and 3rd bedroom. Notable updates include electrical, kitchen,bedrooms, bathrooms, exterior painting and hw heater. Plenty of basement storage as well as a private backyard. A rare offering.
Open House
Sunday
February 18 at 1:00 PM to 2:30 PM
FIRST SHOWINGS OPEN HOUSE SUNDAY FEB 18TH 1-2:30PM
Cannot make the Open Houses?
Location: 496 Merrimac Street, Newburyport, MA 01950    Get Directions

Similar Properties





Categories: Open House  


Posted by Sean Perkins on 2/13/2018

Pottery Barn inspired 3 bedroom 1.5 bathroom free standing condo (No Condo Fees) located close to downtown & all major routes. Sun filled kitchen thatís been updated w/ hickory flooring, ss appliances and is perfect for entertaining. Optional 1st floor master or guest suite w/ laundry that leads to spacious living room. 2nd floor consists of gorgeous master bedroom w/ cathedral ceilings, wp floors that opens to updated half bathroom and 3rd bedroom. Notable updates include electrical, kitchen,bedrooms, bathrooms, exterior painting and hw heater. Plenty of basement storage as well as a private backyard. A rare offering.

More Info on this Property | New Listing Alerts





Posted by Sean Perkins on 2/13/2018

Pottery Barn inspired 3 bedroom 1.5 bathroom free standing condo (No Condo Fees) located close to downtown & all major routes. Sun filled kitchen thatís been updated w/ hickory flooring, ss appliances and is perfect for entertaining. Optional 1st floor master or guest suite w/ laundry that leads to spacious living room. 2nd floor consists of gorgeous master bedroom w/ cathedral ceilings, wp floors that opens to updated half bathroom and 3rd bedroom. Notable updates include electrical, kitchen,bedrooms, bathrooms, exterior painting and hw heater. Plenty of basement storage as well as a private backyard. A rare offering.

More Info on this Property | New Listing Alerts