Sean Perkins - Stone Ridge Properties



Posted by Sean Perkins on 7/18/2018

A three season room can be a really great investment for your home. This addition really allows for the enjoyment of the great outdoors without exposing you to the elements. It’s an investment that gives a maximum return.  


When you decide to install a three season room, there are a few things that you should consider. First, you’ll need to estimate the costs of building the room. How much you’ll spend varies based on the finishes that you choose, the materials used, and the area of the country that you live in.


Estimates


When you undertake any kind of home improvement project you should obtain estimates first. This way, you’ll have an idea of just how much the project will cost. Contractors will also give you an idea of how they will go about completing the project in order to meet your needs. It’s a good idea to know how much demolition is needed and how long the project will take. This will vary by contractor.


Think Of Using Existing Structures


Using existing structures on your home can really help to cut down the cost of building a three season room. Your current porch or deck area may even have the ability to be enclosed. If the structures are sound, it’s a great option. Remember that a three season room needs glass, a sturdy floor, screens and windows to be complete! 


Match The Roof


You’ll want to match the roof of your three season/sunroom with the existing roof of your home. Choose from a variety of styles from simple to the elaborate. Just be sure that the new roofing doesn’t stick out too much. You can even add a skylight in the new addition to let more light in. 


The Estimate


You want to be sure that you get an accurate estimate for building your three season room. The contractor should include all of the following areas in the estimate:


  • The foundation
  • The frame
  • Electrical
  • Molding
  • Drywall
  • Skylights
  • Windows
  • Doors
  • Screens
  • Fans
  • HVAC hookups


It should be noted that along with building materials, the cost of labor should be included along with the estimate. Carpenters charge a set rate per hour as do electricians and plumbers. You’ll most likely need a few different contractors in order to complete your three season room, so take that into account. 


No matter what part of the country that you live in, you will always be happier if you maximize your enjoyment of the outdoors. Completing a 3 season room can help you and your family to enjoy nature all year round.




Tags: porch   outdoor living  
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Posted by Sean Perkins on 7/13/2018

Pristine 4 bedroom cape w/ 1 car garage that’s been meticulously maintained by the current owners. Flexible floor plan w/ optional first floor master/guest bedroom if desired. Sun filled “eat in” kitchen that opens to spacious living room w/ fire place and oversized sun room off. Two 1st floor bedrooms that are presently used as office and den w/ full bath. The 2nd floor consists of master bedroom w/ large walk in closet, Jacuzzi tub, guest bedroom & full bathroom. Notable updates include roof, HVAC system (central ac), electrical panel, hw heater, driveway, sewer line and kitchen appliances. Oak flooring throughout, plenty of basement storage, 4 car off street parking and much more. Private patio that overlooks .29 acre lot w/ storage shed, nothing to do but move right in!

More Info on this Property | New Listing Alerts





Posted by Sean Perkins on 7/11/2018

Purchasing a home is a life-changing decision, and as such, should not be taken lightly. Fortunately, there are lots of things you can do to prepare for the homebuying journey, such as:

1. Determine Where You Want to Live

There is no shortage of high-quality houses available across the United States. Now, you just need to determine where you want to reside, and you can hone your house search accordingly.

Think about your long-term plans as you consider where you want to live. For instance, if you enjoy life in the big city, you may want to search for houses in or near the city of your choice. On the other hand, if you want to start a family in the near future, you may want to explore residences near parks and other family-friendly attractions.

Ultimately, it helps to narrow your home search to a few cities and towns. Because if you know where you want to live, you can quickly navigate the homebuying journey.

2. Establish a Budget

A budget is a must-have for any homebuyer, at any time. If you know how much you can spend on a house, you can search for residences that fall within your price range.

Oftentimes, it helps to meet with banks and credit unions before you launch a home search. These financial institutions can teach you about different types of mortgages. Then, you can select a mortgage that suits you perfectly.

Don't forget about home inspection, closing and other property buying fees, either. If you account for these property buying costs, you can ensure you have the necessary funds available to cover them.

3. Consult with a Real Estate Agent

A real estate agent is a difference-maker for a homebuyer. He or she is happy to teach a homebuyer about the ins and outs of the real estate market. As a result, a real estate agent will help you become a homebuying expert.

Typically, a real estate agent offers recommendations and insights throughout the homebuying journey. He or she first will learn about you and help you establish homebuying expectations. Next, a real estate agent will help you kick off a search for homes in your preferred cities and towns. When you find your dream residence, a real estate agent will help you craft a competitive offer to purchase this home. And if your offer to purchase is approved, a real estate agent will help you navigate the final stages of the homebuying journey.

Furthermore, a real estate agent can provide assistance any time a homebuyer has concerns or questions. A real estate agent strives to help you make informed homebuying decisions. Thus, he or she will do whatever it takes to educate you about the homebuying cycle and ensure you are ready to find and buy your ideal residence.

Simplify the process of finding your dream home – use the aforementioned tips, and you can prep for the homebuying journey.




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Posted by Sean Perkins on 7/4/2018

When it comes to adding your residence to the real estate market, it is always better to err on the side of diligence.

Ultimately, there are many reasons to become a diligent home seller, including:

1. You can price your house competitively from the get-go.

For those who want to become diligent home sellers, it is paramount to set a competitive price from the get-go. By doing so, a diligent home seller can stir up plenty of interest in his or her house and boost the chances of a quick home sale.

A diligent home seller will allocate the necessary time and resources to learn about the real estate market. As such, this home seller will have no trouble establishing a competitive price for his or her residence from day one.

In addition, a diligent home seller will examine the prices of available houses that are similar to his or her own. With this housing market data in hand, a diligent home seller can establish a price range for his or her residence.

2. You can identify home improvement opportunities.

A diligent home seller likely understands that his or her residence has various pros and cons. At the same time, this property seller recognizes home improvement opportunities.

To learn about home improvement opportunities, a diligent home seller usually will conduct a home appraisal. This appraisal enables a property inspector to evaluate a residence and provide the home seller with an in-depth report about the house's condition. Then, the home seller can use these property insights to streamline his or her home improvement efforts.

Completing a series of home improvements can make a world of difference in the eyes of homebuyers. In fact, a diligent home seller will prioritize home improvement projects and finish assorted home interior and exterior tasks to transform an ordinary residence into a stellar one.

3. You can keep your cool in stressful negotiations with a homebuyer.

Let's face it – no home seller wants to worry about stressful negotiations with a property buyer. Fortunately, a diligent home seller will know what it takes to remain calm, cool and collected as home selling negotiations proceed.

A diligent home seller will understand the true value of his or her house. Thus, this home seller can enter negotiations with actionable data to help him or her make informed decisions.

Plus, a diligent home seller will maintain an open approach throughout negotiations. This approach will enable a home seller to listen to what a homebuyer has to say at all times. And if a home seller maintains an open approach, he or she increases the likelihood that all parties involved in negotiations will get the best possible results.

If you ever need extra assistance as you prepare to list your residence, you can always reach out to a real estate agent too.

Even a diligent home seller will collaborate with a real estate agent to get home selling guidance. That way, a diligent home seller can move one step closer to optimizing the value of his or her residence.




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Posted by Sean Perkins on 6/27/2018

Applying for your first home loan can seem scary or daunting to many first-time homeowners. However, this process, if done correctly, can save you thousands or tens of thousands of dollars on interest over the lifetime of your loan.

Before you apply for a loan, there are several documents you’ll want to gather and steps you’ll want to take to ensure the application process goes smoothly. In today’s post, we’ll talk about one specific aspect of the mortgage application process--credit scores.

Credit scores may seem confusing. However, since they can so drastically affect your home loan interest rate, it’s important to understand their implications.

Credit checks and mortgages

One of the things that all lenders will want to see before approving you for a home loan is your credit score. If you’re thinking of applying for a mortgage, odds are that you’ve been working to build credit by paying off loans and credit cards on time each month.

The three main credit bureaus in the U.S. are all required to give you a yearly free credit report. This is a detailed document that outlines your lines of credit, payment dates, and amounts. It’s a good idea to get a detailed credit report and check for errors before applying for a loan.

Unlike a hard “credit inquiry,” a free report does not affect your credit score, so you don’t have to worry about dropping a few points by requesting one of these reports.

When applying for a mortgage, however, lenders will perform a hard credit inquiry to determine your borrowing eligibility. This is a part of the pre-approval process and is typically unavoidable.

This is important to note if you are planning on applying to multiple lenders. Be aware that each “prequalification” and “preapproval” may come with a temporary drop in your credit score.

Since credit inquiries make up a total of about 10% of your credit score, these inquiries can make a difference in the short term. For this reason, it’s a good idea to avoid opening new cards or taking out other loans (such as an auto loan or student loan) within six months of your mortgage application.

If you aren’t sure of your current score, you can always check for free from websites like Credit Karma and Mint.

One last thing to note about credit scores and their relationship to mortgages is that most lenders use a specific type of score known as a FICO score. In fact, every adult in the United States with a credit score will have three FICO scores, one from each major credit bureau.

So, when checking up on your credit score, it’s good to remember that each score will be slightly different and your lender’s score may not reflect what you see online.




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