Sean Perkins - Stone Ridge Properties



Posted by Sean Perkins on 9/19/2018

Home renovations are generally thought of as a good thing. You can update your home for your own comfort. New amenities will make your life easier. Your home can expand in size. Whatever you are planning to do in your home is bound to have a positive affect. One thing to be aware of when youíre gearing up for the process of any type of home renovation is that of your home insurance. You want to protect yourself and your home as your go through the stages of home renovations. Below, youíll find some tips to help you complete renovations you desire in your home without having surprise insurance bills. 


Check That Your Contractor Has Insurance Coverage


Before you sign a contract with any contractor be sure that they have sufficient insurance coverage. In particular you want to be sure that they have workersĎ compensation coverage and liability insurance. Donít be afraid to ask the contractor for the necessary certificates and confirmation of insurance coverage before you even sign the contract. Itís your right as a consumer to know that your contractor is covered properly.


Beware Of Subcontractors As Well


Just because your general contractor is covered doesnít mean that all subcontractors that are hired have the correct insurance. Electricians, plumbers, and other specialty contractors will need their own insurance on the job. The same rules apply as when youíre hiring any other contractor. Check with the general contractor to understand if their policy will cover all workers that are hired, or if these individuals need to carry their own insurance policies. Check with your home insurance company to see what your home insurance does and doesnít cover during a renovation period on your home. The more knowledge that you have going into the process, the better it is for you. 


For Your Homeownerís Insurance Policy


Once the renovations are complete, youíll need to reassess the policy coverage amounts that you have for your home insurance policy. The renovations that you have completed will undoubtedly increase the value of your home causing you to need to increase the replacement value of your home on your insurance policy. Donít forget to include everything from new appliances to furniture that has been replaced in the renovation. This will help you to avoid any gaps in coverage. This way, youíll know that your home will be fully covered. With the right insurance coverage youíll know that your home is can be rebuilt to the same specifications in the event of a complete loss. You always want this peace of mind as a homeowner.      





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Posted by Sean Perkins on 5/16/2018

If youíre looking to increase the value of your home before you sell, there are certain things that you can do to attract buyers and get a high return on your investment in your home. Thereís only so much time and money that you have to invest in your home. You will be purchasing a new place most likely and will need some capital for that. Read on for some tips on how to cheaply and efficiently make some quick improvements to your home. 


Stage Your Home 


You donít have to create a significant expense to make changes to your home. If thereís one thing you should know about selling your home, you should make an appearance. Clear out the clutter in your home. Then, take some time to stage it. No one who is touring your home should see your personal papers, childrenís toys, and celebrity shrines. Think minimalistic when it comes to the things that need to be in your home when itís put on the market. Having a clean house can make all the difference in selling your home.


First Impressions Are Everything


A mess never makes a good first impression. If things appear in disarray around the property, itís going to deter interest in the home. Make sure the yard looks presentable. Add some plants to the outside of the house. A simple clean up can make a big difference in the property. 


The Kitchen And The Bathroom Are Points Of Interest


People pay particular attention to the kitchen and bathrooms of a home. One reason for this is that these rooms are particularly expensive to renovate. At the very least make sure that these rooms are clean. If you have the time and funds to replace tiles, or replace the sink, definitely complete these projects. 


Donít Try To Take On Projects Yourself


Itís important to recognize what you can and canít do. Hiring a professional to complete your projects can make a big difference. If you donít have a grasp on home renovation procedures, an improvement can turn into a nightmare. It could end up costing you more money and time in the long run. 


Hire A Real Estate Agent


Hire a real estate agent to help you sell your home. Real estate agents understand how to price and market a home for an optimal sale. Fees for sellerís agents are very reasonable and worth it if you want a good price for your home.  


As you can see, there are many simple ways you can get more value out of your home when you head to sell it.            





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